Finance
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Feb 18, 2026
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6 min read
Retirement Planning for Freelancers: SEP-IRA vs Solo 401k
As a freelancer, you have more retirement options than a W2 employee. SEP-IRA and Solo 401k allow you to save more and reduce taxes.
Freelancers can set up their own retirement accounts with higher contribution limits. Here's how to choose the right option...